Posted on

Mitch McConnell: At least half his brain is working.

McConnell actually said it!  That’s a start.

Mitch McConnell made half of a brilliant statement today. It was the smartest thing he’s said in years. Sadly, he wrecked it all with the other half of his statement. But we’ll just stay with the smart half for now.

He said that it is time to vote to just repeal Obamacare. That’s brilliant. The free market always did a better job at creating a medical insurance product, selling that product and administering it, than the government EVER did.

Before you get your little panties in a wad and saying , “Well, what about pre-existing conditions and high deductibles…blah-blah…” I will remind you that the problem with government interfering with health insurance goes back way beyond Obamacare.   We have been on the road to total government healthcare for decades.

Photo Credit: KAZVorpal Flickr via Compfight cc

The government, often with the help of corrupt union leaders, has been bullying or enticing insurance companies to rip off their customers since the 1960’s. Back then, the unions had only just succeeded in using class envy to get medical benefits added to their contracts. It seemed like a good idea at the time to a lot of people. Back then you worked for IBM or GM from the day you graduated college until the day you retired. So, if you took medical benefits in lieu of money because taxes were insane, that was a convenient benefit for working at IBM. If you got medical benefits working the line at a GM plant “because all those rich executives got it so you should too,” well that was pretty easy too.

Sadly, within a decade, spending a lifetime at the same job went the way of the buggy whip. Also, the government had found a popular toilet through which to flush their shitty ideas.

For example, someone wants nosebleeds covered by their “catastrophic” medial protection (health insurance policy), Senator Douche goes on a tear and declares that all policies should cover nosebleeds, and stitches and birth control, etc. “Yay,” says an ignorant population. “reelect Senator Douche! He loves us.” Of course, the insurance companies have to do two things. Raise rates and create or increase deductibles to pay for all of the Douche requirements.

AND since raising rates threatens their competitiveness, they need Sen. Douche to add n amendment that only one or two insurance companies should be allowed to sell insurance in certain states or regions. Can’t have all the competition offering the same service for a lower price now, can you?

The story goes on, but you get the picture. Obamacare was just an acceleration of what was going on for years. The insurance companies would love to be rid of all the regulation and Senator Douche altogether. But until they are, we have what we have.

For years congress has been passing legislation to repeal Obamacare. They would go home and tell their constituents they did their duty.

But then near the election and after, as I pointed out then, they started to say repeal and replace. AND, as I pointed out, there was no conceivable “replace” they would create that wasn’t just as ridiculous as Obamacare.

If we simply repeal Obamacare right now real insurance companies would need about two hours to create the outline of a plan to create REAL insurance. In a month they would be able to unveil a plan that would cover what insurance is supposed to cover for pennies on the dollar.

But they can’t be hamstrung with mandates. And they would need open border competition.

THEN you would see the price of REAL insurance drop like a rock.

But you would have to do your part! Take care of yourself and your family!

 Sadly, too many people would want to cling to multiple thousand-dollar premiums and multiple thousand-dollar co-pays and deductibles, because you are told, they cover everything. But the policies insurance companies could write without the government on running their businesses would leave more than you would need to cover common allergies, common childhood illness, minor injuries and certainly birth control along with all the other little things that are not bets, but sure things. [See insurance as a bet here] or in my book, below.

People have to be smarter about what is good for them. They also need to be more responsible. If you are poor (I mean REAL poor, not $98,000–per-year-family-of-four “poor”) and you got sick, you were covered. Medicaid, looong before Obama came along, paid for your treatment.

But again, Medicaid is not insurance. It is a government give-away originally intended for truly poor people. When the DC swamp creatures point out how many people were shoehorned onto Medicaid and say, “look how many more people are insured,” they are touting a lie. By running up the qualification for Medicaid to 400% of the poverty line, you simply voted away more money from the makers and gave it to the takers. At the same time you create yet another incentive for people to become takers.

This is how you fix insurance and make it truly fair and ethical:

  • Repeal Obamacare
  • Don’t tell insurance companies what coverage they can or cannot sell. They will be in the business of making money. They will provide coverage that goes from just catastrophic for a very low price (1/4 or what we you pay now) to complete coverage of everything, which will cost you a pretty penny; almost as much as a shitty Obamacare mandated policy. And of course, there will be gradients of coverage in between.
  • Remove all impediments to competition. There are two reasons insurance rates ran up prior to Obamacare. Compliance to regulations, most of which were a complete waste of time and have NOTHING to do with healthcare or paying for it. The second biggest reason was that large established companies, in exchange for bribe money paid through K Street, were protected from competition. So they could charge as mush as they needed or wanted to. By letting all companies with the means to meet their coverage obligations to compete everywhere, you bring down costs precipitously. By eliminating the stifling, useless regulations you bring it down even further.
  • Tort reform. No jackpot justice. Legal recourse for malpractice was never intended to ruin good doctors. But there is an incentive to get into court for a hangnail. So doctors practice defensive medicine and have to pay HUGE premiums to protect themselves from real mistakes, litigious vultures, and the scum bag lawyers that represent them.
  • Smart insurance companies, not the government should require hospitals to PUBLISH their prices for treatment. (Don’t say it can’t be done. The hospital knows exactly what it will charge for every single procedure. It’s just a case of hitting the print button.)
  • Smart insurance companies, not the government, should require that hospitals offer the patient the option of paying cash for a procedure to keep their premiums low. That is almost always a huge discount and makes the policyholder a great bet for the insurance company.
  • Make it clear citizens should protect themselves. Get insurance while you are healthy. If you wait until you are sick and then demand someone pay for you, there should real and natural consequences.
    • We’ll take the family of four.
      • Firstly, any man who would create a family and, even under this stupid Obamacare burden, not protect that family from medical catastrophe, is not a man. But be that as it may…
    • Our family of four is living at 400% of the poverty level. At $98,000 per year, they can afford a really nice house and two cars.
    • We’ll say the parents don’t choose to insure themselves or their kids. A parent, or child gets chronically ill. That’s a tragedy. BUT…
    • Now they are scrambling to get insurance to pay for the illness. Maybe the local news picks up the story. We see mommy crying, holding the sickling. The reporter gravely says what a terrible thing it is that they cannot get insurance for their little one.
    • Why, there ought to be a law! Right?

Wrong! This is the lie of Obamacare and all the defenses of it. Before we should be required to spend a dime of other people’s money on this situation, this family, because they were not responsible earlier, should have to divest itself of material goods in favor of taking care of there own. It would have been REAL insurance that would have prevented this reality. But I don’t pay taxes so that a comfortable, middle class family can keep their house and cars AND get their medical expanses paid all at the same time; this AFTER they avoided their own responsibilities. No one should pay taxes for that!

Having done what they could, should they approach actual poverty, well then by all means, Medicaid would be there for them. Medicaid does not exist so people can live a consequence-free life and when the chips are down, then cash in on our tax money.

With this as the model, people would a) see the sense in buying a policy while they are young and healthy, or b) pay for their decisions and be picked up later.

But…sniff, sniff…what if the child dies in the meantime? Sniff, sniff.

We’ll address this obvious canard in our next piece.

Matt Jordan is the author of Street Politics:  It Ain’t Your Daddy’s GOP Anymore! Grab your copy here.  

Kindle version here!

Or just read for free on Kindle Unlimited!

Posted on

Oh Serena! You Broke My Heart!

Unless you’ve been living under a rock or never heard of the game of Tennis, you know that Venus  Williams played in the Women’s finals today at Wimbledon. It is a bit of a shame it will always be whispered that the reason she was in the finals was because her sister, Serena (who I used to refer to as my next wife) was not there.

Setting aside the armchair sports commentary for a moment, it is the reason why Serena wasn’t there that has my nose out of joint. She’s pregnant! And engaged!

I was not consulted on any of this!  It turns out she is like every other woman I’ve ever stalked!

You write letters, cover you walls with pictures and stolen underwear. You ignore one court order after another. And for what?!

Serena is no better than Jennifer Aniston.  I gave Jennifer – the hussy – the best years of my life. And after stringing me along with all those legal threats (we know what she really meant) she leaves me for this poof!

source: Huffington Post

Then, when Angelina kicked Billy Bob to the curb, I thought AH-HAH! This is the woman I’ve been looking for!   Of course, Pitt couldn’t leave well enough alone. He saw what was happening and used whatever evil means were available (probably blackmail – I mean she was dating Thornton) to steal her from me.

I had all but given up on women until last night. I was sitting in my living room, eating Cheetos, drinking a Yoo-hoo, wearing Serena’s underwear on my head (yeah, I still carry a torch for her in my heart) and watching FOX News. I got the impression Kimberly Guilfoyle was giving me the hairy eyeball. Maybe this will FINALLY be my chance at true happiness.

I’ll keep you posted.


I know what you are thinking:  How could a good-looking man, who isn’t of retirement age, be watching Wimbledon and the Tour De France AND the Open, and writing sophomoric posts about hot celebrity chicks?  Well, listen up, buttercup!  By next year you could BE at Wimbledon, center court!  Or you could watch the peloton zip by from the courtyard of a French Bed and Breakfast.  All you need to do is pay attention!

 

 


Matt Jordan is the author of Street Politics:  It Ain’t Your Daddy’s GOP Anymore!  Unlike Russell, I will not give this to you for free.  But you can get it here NOW!

Kindle addition:

Or just start reading on Kindle Unlimited!

Posted on

THE INTERNAL REVENUE SERVICE – Criminal Mob

And this is just one of countless cases!

The Internal Revenue Service of the United States, through onerous and thuggish actions, has marked itself as an unapologetic criminal enterprise.

Ever since the Obama Administration, without a blush of irony or shame, turned this organization loose on the American people for political protection, an atmosphere of criminality has come to dominate the actions of the IRS. They’ve been brutes for decades. But now they feel they have official sanction to be brutes.

For details on what happened to Mii’s Bridal and Tuxedo, CLICK HERE.

You’ve probably seen the headlines about the tuxedo and dress shop the IRS drove out of business without due process in an orgy of Left-Wing, National Socialist theatrics.

This isn’t the first time the IRS has not only ignored the constitution. There are rules governing the IRS itself, which clearly have no basis in civilized law. It doesn’t matter what a bunch of National Socialist liberals wrote into law. At some point (and in this case a long time ago) it becomes clear that many government pursuits run afoul of the basic protections that this very government is charged with maintaining.

If there was a single person at the IRS with an ounce of fortitude, they’d refuse to follow these mandates and blow the whistle on them.

The IRS has destroyed small businesses many times, and with the slimmest of evidence. In this case, it was the “pattern” of deposits the business was making that triggered the raid. They were making deposits that fell under a magic number.

The number is $10,000. What kind of lunacy is that?   We are told – and far too many of us accept – that criminals deposit $10,000+ at a time in banks. If you make such deposits, you are marked as a criminal and should be investigated. If you deposit less than this on a regular basis, you are clearly a criminal because you are trying to hide your criminal activity by not making deposits like a criminal would!   Am I alone in seeing the blatant, police state sickness here?

I can’t speak for the reader, but I am not stupid enough to swallow the clear intent of such nonsense. “Show me the man,” declared Stalin, hero of the American Left, “and I’ll show you the crime.”

To intentionally add insult to injury, it has been reported that the IRS punks who destroyed the lives of these business people brought children in to watch the IRS committing their felonies. This was entertainment. It was a twisted version of bring-your-child-to-work day.

What perverse conclusions were those children to draw from this experience? This is what happens, boys and girls, if you don’t blindly obey Mommy Government. Mommy Government will send a pack of losers, who could never make it in the real economy, to come and ruin you and humiliate you in front of your community.

 For all we know, these two might have been avoiding taxes. But we have not the benefit of a process of REAL justice in this case. There is no process under which the citizens have been properly informed of wrongdoing. The targets of the ruination were never given a chance to defend themselves through that same, missing process.

We have only the claim by the thugs that they are owed money, based on an arbitrary magic number. With only that to go on, the punks used the threat of force to ruin this business and the people who ran it for 35 years. They are elderly. They were surely very close to retiring. Now, they are forced to confront the government as the accuser to get compensated for their losses. The government, of course, will then take the role of the accused. Those people will never see their money again.

Here’s the most egregious twist. In order to carry out the raid, the very IRS officials responsible for it made false official statements to justify it. That’s right. Even under its own already abusive and totalitarian rules, was a rule stating that there must be a waiting period between the seizure of goods and the sale of such goods. (10 days as it turns out – by no means enough to protect the rights of the accused – but it was something) The exception is that where such seized goods would be devalued by spoilage within that 10-day period then the goods could be sold immediately.

Leave aside that spoilage is still no excuse for damaging private businesses without due process. This rule governs things like the inventory of a suspect fish market or tomato stand. But the jack-booted morons who pulled off this government-sanctioned theft used that rule to sell designer gowns. They sold them at pennies on the dollar. So along with spoilage, they weren’t concerned with devaluation. The thugs devalued the goods. They were only concerned with destroying the lives of two people who dared to defend themselves against charges leveled by a government-sanctioned mafia.

It is more disgusting than a protection racket.

The flavor of this incident is even more distasteful. It addresses the corruption and gutlessness of the IRS. I once heard an IRS agent talk about who they go after. “Small money, small problems. Big money, big problems,” he said.  In other words, going after people who push billions all over the globe in avoidance AND evasion is too much like work. And those folks can afford lawyers. It’s easier to bulldoze as many citizens as possible, damn the actual evidence, than to go after the REAL offenders.

For more details, GO HERE.

Here is what reality is supposed look like in the United States of America:

I have a right to carry and deposit as much money as I damned well please. There is no figure that automatically marks me as a criminal. Before Uncle Sticky-fingers touches a single penny of that money, they must prove that I am involved in a specific criminal act.

I’ll go one further. If there is overwhelming evidence that my money is ill-gotten (i.e., indictment is imminent) then any property seized must be held sacrosanct until all proceedings are concluded. At that time, if I am declared not guilty, ALL of the seized assets must be immediately returned to me without contest or complaint.

In the event the conscientious government employees sell good that would truly spoil in storage, 100% of the proceeds of that sale should also be held until proceeding end. And again, if found not guilty, all that money is returned to ME!

A quick review:

  • If you take something that doesn’t belong to you, you’ve committed a crime.
  • If you make false official statements to get around the law to steal something you’ve committed a crime.
  • If you sell that which you took wrongfully, you’ve committed a crime.
  • If you include children in the conduct of a crime, in any way, you’ve committed a crime.
  • If more than one person planned and arranged for any of the above acts to be carried out, everyone involved can add a count of conspiracy to each count above.

The agents in this case and many similar cases should be arrested and charged as the common criminals that they are.

Reform? Yeah, Right!

There has been a lot of noise emanating from the “Swamp” about tax reform. So far, absolutely no reform had been proposed.   There has been talk of modest cuts, to be nullified by tax increases elsewhere (border tax, gas tax). And even these don’t look likely to materialize soon.

But this will not be reform.  The cuts will be reversed as soon as the Pelosi and Schumer are take over Congress in 2018.

But real reform can be had. It can be substantial and can happen a lot sooner than you may think. But you must make certain demands.

First, congress must be made subject to the reforms. They will NEVER agree to be the authors.

Next, we ALL, Left and Right (Not the Loony Deblasio “Left” or the Directionless Trump “Right”) must get behind the Convention of States. We presently have the numbers in the state houses to make a convention occur.

But this convention must not be driven by the Bob Corkers or Jim DeMints that are currently worming their way in. Their involvement will hurt the movement more than help it. (Look at the way Dick Armey and others hijacked the Tea Party movement and turned it into an insiders’ money machine.)

This must be a movement driven by the grass roots and pushed through 34 state legislatures. And it must include REAL provisions to remove the teeth of organizations like the EPA and the IRS.

And to truly deflate the IRS, all you need is a flat tax or a point of sale tax. The strength of the IRS, and the protection offered government crony businesses, is the Byzantine tax code. Part of the Convention of States must be a slashing of the tax code. A simple code is easier to follow and easier to enforce. It will raise far more revenue and waste far fewer dollars in compliance. It is also, by its nature, more transparent.

I talk more about this in chapter 5 of Street Politics: It Ain’t Your Daddy’s GOP Anymore. Read it. Know it. Live it.

I comment frequently that average Americans, out of sheer laziness and irresponsible apathy, allow all manner of abuse to be heaped on them and fellow citizens. Well, if this incident isn’t a banner to rally under, regardless of your political persuasion, I have little faith in our future. The police state is here. The Age of Reason is under assault. It is being replaced by polarized cults blindly following “opposing” parties which are BOTH leading them in the same Orwellian direction.

Matt Jordan is a travel writer, political commentator and author of Street Politics: It Ain’t Your Daddy’s GOP Anymore! Available on Amazon and from other quality book sellers.