Posted on

Obamacare: Repeal The Phony Healthcare System

While you’re here, grab my RSS—>

See part one here.

Why Not Go All The Way?

In 2009, while medical costs were up and a recession was getting underway, the government saw another opportunity to do something they’d been dying to do since Truman; a complete takeover of the medical insurance industry.

Here’s how the plan came together.

First, they never refer to the insurance takeover as a takeover or insurance. Call the takeover scheme “health care reform”.

Next, design a system that will fail rather quickly.

Wildly exaggerate results.

  • For example, we are repeatedly being told that there are now 20 million people who didn’t have insurance before that are now “insured.”  That’s not even a half truth.  First of all, millions lost jobs.  In doing so they lost their insurance.  thousands of companies either cut back hours, reducing workers to part-time because they could no longer offer insurance to employees, while other simply abandoned plans to expand for the same reason.
  • Tens of millions of working age people gave up and left he workforce.  Many of them now qualify for Medicaid.  And that is where they and many others already below a certain level ended up.  So many millions of the so-called insured are actually just Medicaid recipients.  That IS NOT a net plus by any measure.
  • So, truth be told,  far less than 20 million are on any kind of new insurance, and most who are, are heavily subsidized by others.  The others are the people who must not only buy insurance at wildly inflated rates for themselves, based on their own risk viability, they must also pay considerably more to take care of the so called 20 million  “newly insured,”
    • Update/NOTE:  As it turns out, my numbers are rather charitable and based on TV propaganda. As of 7 Jan 17, there are actually 11 million people (about .3% of the population) signed up for one of the “exchanges” under healthcare.gov.  So, if there are 20 million people now covered under Obamacare, and I doubt there are, that means about 9 million were added to the Medicaid roles.  That, my friends is a portrait of a miserably failed system.  Source: Washington Post, quoting HHS figures.  You have to love WAPO.  The article starts out saying how wonderful Obamacare is.  They throw percentages around in a way that would impress the credulous.  All that is to cushion the upcoming truth.  Or they are hoping you’ll quit reading before you get to the bad stuff.  But their own numbers reveal very few people are actually buying into the system. If there were no underlying fear of reprisal, fewer still would be buying.

Continuing With the Obamacare Plan

Uh…oops!

When the whole “market exchange” idea fails, and it will, the left can say, “Look at all the good things we’ve done. But all the greedy hospitals and insurance executives and doctors still ruined it! We need universal government ‘health care’!”

That is precisely what was perpetrated under Obamacare.  Single payer government health care was the outcome intended by the designers of Obamacare.

One of the crises the Obamacare is now touting as a reason to rush ahead with the insurance scam is the 2009 recession. People were loosing their health insurance because they were losing their jobs. (An excellent reason to have never linked the two.) Ironically (?) the very same recession has been needlessly dragged out to the present day by things like Obamacare.

But, oh dear, what to do?

And now the Republicans are talking of “replacing” Obamacare with something they say will work better. They say their program will be better and will still include mandatory insurance for pre-existing conditions. But that too must fail. Or at least fail to stop the insane upward cost spiral we see today caused by Obamacare.

If you enact laws that says this is how you will insure people, you are already screwing the pooch. Insurance people, who are taking all the risk, know how to do that better than ANY government social engineer. And when you introduce your clever new insurance laws and don’t separate out pre-existing conditions and 26 year-olds on their parents plans (WTF?), you are simply creating Obamacare-lite. In other words, you haven’t fixed the problem. You’ve only delayed the collapse for a bit.

Here is the alternative that will work. You:

  • Set a timetable for ending all the government mandates on medical insurance for all those above the poverty line and not on Medicare or insurance through the military.
  • Repeal laws that prevent competition in the industry.
  • End all subsidies and tax breaks for employment-related medical insurance. That’s just an extra impediment to the efficient bet between the customer and the insurance company. The money the employer saves in medical set-asides and compliance can be put into the employee’s paycheck. With that kind of money, an individual can create a serious health savings account.
  • End all subsidies for wellness programs. They have been proven not to work. They are used as sops for doctors and others to suck up extra insurance money.
  • Thwart jackpot justice in the form of egregious damage awards. The U.S. courts were not set up to ruin doctors.
  • Along that same line, move first to eliminate those mandates that encourage doctors to practice defensive medicine.  Then eliminate all mandates.  It is not up tot he government to decide how much you pay, and for what coverage.  It is up to yo and the insurance company.
  • Encourage people to seek minor, non-emergency treatment (no longer covered under our adult approach) from facilities that post their rates. Educate them to shop their medical dollar. You’ll be AMAZED at how inexpensive routine treatment will become.

This list is not exhaustive by any means. But by doing these things we take the billions of dollars sloshing around a bloated and mismanaged system and let it move much more effectively between patient, insurer and doctor. By extracting the government money from the system, the incentive to bilk the system as government systems always are bilked, is eliminated.

Don’t dicker.  REPEAL!

In short, the plan should not be repeal and replace.  It should be repeal.  Give the industry a year or two to put real insurance offerings together and on a predetermined date, phase people off the government dole and into private policies designed to take care of CATASTROPHIC medial needs.

Once you’ve done all these things, if you want to still take care of those who are uninsured for reasons other than personal irresponsibility, you can do so at far less cost than under the Obamacare circus tent.  You provide them vouchers for care.

The one role the government has to play in this whole picture is punishing fraud. That is a legitimate role for any government. Fraud by insurers and doctors and fraud by people trying to get on a government program who don’t belong there. And punishments should be brutal. We can be confident that insurance companies in the United States can come up with selections of coverage and prices that work better than anything the federal government and the existing monstrosity, with its 2700 page law and 30,000 pages of regulation, have.

And the costs to the consumer would be dramatically reduced!  They will be lower than they were before Obamacare was ever conceived.
Photo Credit: Thomas Altfather Good Flickr via Compfight cc
Kindle Version, STREET POLITICS: It Ain’t Your Daddy’s GOP Anymore! Only $4.99

Find Street Politics on Amazon.

Find Street Politics at Barnes & Noble. Click here!

Save

Save

Posted on

Pansy Rants vs Real Violence

Are These Pansy Rants Supposed To Be Helpful?

I have a thousand chores to complete here. I have two posts I promised my friend, Kathleen. I am almost ready to launch my membership writers’ program. And the furniture business is not going to stand itself up. BUT…I saw this post on Facebook the other day and I just cannot let it go by without comment. It is too mindless and too indicative of what we have descended to in the course of four weeks – not that we were in such a great place to begin with.

First, let me say that I have no skin in who won the election. I voted for Cruz in the primary and Darrell Castle in the general.

But to listen to the Donald Trump cult, you’d think we just solved all the countries problems with one election. The fact is there is STILL no indication we’ve solved anything. Trump is the same Twitter Twat I said he was a year and a half ago. His idea of free trade is protectionism (for the truly slow, that’s not free trade and is counterproductive).

Also, for Trump to look at an issue and take the opposite view of Obama, simply because it is the opposite of Obama, is not a demonstration of clear thinking. But that is how I would characterize his stands on issues like Russia and Israel. There are very good reasons to disagree with BHO on these issues. I disagree with him. But Trump announces his disagreement without a reasoned argument. That is left to his apologists after he tweets out the cards he’s holding.

And yet…

That said, all the hysterical fear about Trump has, so far, been farcical. There is a reason why you don’t hear about all the incidents of Trump supporters running wild and beating up gays, and minorities and shooting illegal aliens. The reason is that it is not happening. And it won’t happen. At least it won’t if the members of the opposing cult would kindly calm the fuck down!

Look at the meme above. It is the most egregious pile of self-righteous shit I’ve seen in a long time. And that comes after an election year loaded with self-righteous shit. The drama queens who think like this are the main problem we face right now.

Here’s just a short list of why going back to November.

And the problem isn’t going away.  This is what we were treated to this week

Who, I ask you, contributes, at least rhetorically, to the actions of these subhuman, unworthy pieces of crap? And who, among those who would look at the meme above and shed a tear, has come out and condemned the skanks who did it? So far, I haven’t seen the Hollywood pansies who cried all over the airwaves about Trump for the last two months say anything. Your silence is your acquiescence.   For you, it’s kinda okay. I mean the abusers  did hate Trump and all, so there’s that anyway.

The fact is the supposedly “peace-loving, kind-hearted, socially evolved, open-minded” persons who say they hate all the exaggerated characterizations of Trump are the people who will likely be the greatest impediment to our society doing what is has done since 1791. That is to accept the political realities of an election and engage as supporters of the present powers or stand as the loyal opposition.

Instead we get this.

Intellectual Dishonesty

“I am not mad at you that Hillary Clinton lost…,” the post reads. Liar! The author of this thing is the equal opposite of the Trump cult followers. Their cult lost. They are furious!

Here’s how the election shakes out. About 30-35% of the country, very early on, dove in for Trump or Clinton. There was nothing anyone could say to sway them. ANY disagreement toward either was called “hate”. The media fanned these flames every day from June of ’15 until November of ’16.

The remaining 65-70% of the country paid little attention to it all. But, as a result of their obtuseness and apathy, in the end, they were left with a choice between the two worst candidates ever fielded for the Oval Office. As it turned out, just enough people in just enough states decided that Trump was the less disgusting person. They held their noses and voted for him.

The Trump cult crowed and the Clinton cult cried. Trust me when I tell you that the rest of us, no matter who we voted for, just shook our heads and marveled at the display.

It isn’t unusual to see some crowing and crying in the day or two after an election. But this year there is a conscious effort to draw a big fat line between voters who didn’t want a felon in the White House and those who pretended she wasn’t a felon. The flames of resentment are still being fanned two months after the polls closed.

And the rhetoric, like that displayed above has gone completely over the top. “I don’t think less of you because you vote one way and I vote another…” Liar! The very hallmark of the modern, American left (and a quality the Trump cult fails to see in themselves and their candidate) is the fact that if you disagree with me, you are a bad person. You are a hater. Anything that is not of our thinking is to be insulted. The people who disagree are to be hounded. If we’re lucky, we can even ruin their ability to make a living. That is what the far left (and the Trump cult) calls victory.[1.The Trump cult is hailing Megyn Kelly’s exit from FOX as a victory. They think they got her fired. Morons. If they had been paying attention, she’s been fielding offers for a very long time. She’ll leave for an easier time slot, more money and more editorial input.]

One Can Only Shrug and Laugh

As I write this, I am amazed Scientology hasn’t had more success in this country. There are so many credulous idiots, right and left, just waiting to be taken in by feel-good bullshit.

The FB post is actually laughable in it’s portrayal of self as tolerant – “I don’t hate you because…”or “I don’t think less of you because…” It then goes on to accuse anyone who voted for Trump of being the worst form of person conceivable in this country.

So here’s the divide being created by such drivel. On one side your have those who are clearly declaring that they are incapable of moving on – “you and I won’t be ‘coming together’ to move forward or whatever” – because I am a damaged snowflake, unable to climb down from my high unicorn and confront reality like an adult.

On the other side you have the Billy Bobs who think Trump critics are such because they “hate” Trump. These guys, in their ignorance of economics, think Trump will make America great again by taxing companies into doing what he wants and risking trade wars. They think the Donald is conservative. They think tweeting what you think on every issue is a good idea. They also think his tweets make sense. Now, that’s actually funny.

Fortunately, as I said previously, a good 70% of the people, likely more, are not participating in the post election idiocy.  You might not know it looking at social media.  That’s only because the 30% are more vocal and strident on their complaints and criticisms.

But if I ever had to choose between the two camps, I’ll stand with Billy Bob. He may be dumber than a bag of hammers, but at least he’s trying.

Save

Save